Trucking Business Loans
Trucking Business Loans for Fleet Financing, Working Capital & Invoice Advances
Keep Alberta Moving — We’ll Keep You Funded
No Delays, No Complications.
Fast trucking and transport financing for carriers, trucks, trailers with working capital
Your trucking and transport business keeps the economy moving but managing fleet costs, fuel expenses, maintenance, and 30–45 day invoice payment cycles creates constant cash flow pressure. Rocky Ridge Funding provides fast, trucking-specific financing for carriers, owner-operators, and freight companies with fast funding
Trucking Financing
Do you want to keep your trucking business funded through every load and every payment cycle?
Banks don’t understand trucking, variable revenue, fuel volatility, and equipment depreciation make traditional underwriting difficult. Rocky Ridge Funding structures trucking financing around real freight business cash flow: invoice advances, fleet loans, and working capital between loads.
Simplify your trucking financing with Rocky Ridge Funding’s Approval with fast funding.
Whatever your trucking business situation, let our financing specialists be your guide
Rocky Ridge Funding finances Class 8 trucks, refrigerated trailers, flatbeds, tankers, and specialty freight equipment for carriers. Terms from 6 to 24 months.
Freight billing cycles are killing your cash flow. Rocky Ridge Funding provides for outstanding freight invoices with fast funding — so trucking companies get paid today, not next month.
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Fuel costs on a multi-day haul can exceed $2,000 before you've been paid for the load. Rocky Ridge Funding's trucking working capital loans cover fuel, tolls, and driver expenses between invoice payments.
A new broker contract or a large shipper agreement requires more trucks than you currently operate. Rocky Ridge Funding finances fleet expansion — adding 1 truck or more, with fast approvals.
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A truck off the road is revenue lost every day. Rocky Ridge Funding's emergency working capital loans cover unexpected maintenance and breakdown costs for carriers, with fast funding.
Rocky Ridge Funding don't evaluate your load history, or contract pipeline, we just review your 6-months bank statements. Many trucking companies declined by banks qualify with us.
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Super Simple 3 Step Process
Ready to get started?
Apply Online
Easy Apply in 5 minutes and share your trucking business details, monthly freight revenue, and what you need: truck financing, invoice advances, or working capital.
Compare Options
Our specialists review your company's 6 months bank statement and present a trucking-specific financing offer.
Get Funded
Funds in your business account — often by next-day. Put fuel in the tank, pay the driver, or make the down payment on the next truck.
Trucking financing built for freight industry
Rocky Ridge Funding understands the freight business, long payment cycles, fuel volatility, equipment depreciation, and the pressure to expand when contracts are available. Our trucking financing products are structured around real carrier cash flow, not bank assumptions.
Consolidate Your Debt With Rocky Ridge Funding
We are committed to helping you secure your financial future through quality services and personalized guidance. Get in touch with Infinity Private Mortgages today to learn more about our private loans!
Let's figure out your trucking financing together
Fleet Loans, Fast
Finance new or used trucks and trailers for your carrier, with fast approval, with no collaterals.
Invoice Advances Same Day
Stop waiting 45 days for freight payments. Rocky Ridge Funding provides for outstanding trucking invoices with fast funding.
Working Capital Between Loads
Cover fuel, maintenance, and driver costs between loads with Rocky Ridge Funding’s revolving line of credit and draw when needed, repay when the invoice clears.
Get pre-qualified in seconds
Fast Business Loans, Same-Day Approval and Next Day Funding
Loans personalized around your needs
Looking for something else?
Business Term Loan
Get a lump-sum business term loan with repayment options from 6 to 48 months. Fast approval in 24 hours, no penalty for early repayment.
Line Of Credit
Access a revolving business line of credit up to $500,000. Draw when you need it, repay when revenue allows, and borrow again, no reapplying.
Revenue-Based Financing
Repayments that flex with your monthly revenue, ideal for businesses with seasonal or variable income. No fixed monthly payment.
Equipment Financing
Finance any business equipment, trucks, machinery, kitchen gear, or tech hardware. Terms from 12 to 48 months, with no collateral.
Invoice Financing
Unlock up to 90% of your outstanding invoices within 24 hours. Stop waiting 60–90 days for Calgary clients to pay, get funded today.
Consolidation Loans
Combine multiple high-interest business loans into one lower monthly payment. Rocky Ridge Funding's debt consolidation clears the pressure fast.
Common Business & Finance Questions And Answers
At Rocky Ridge Funding, we understand that financial setbacks can happen. If you miss a loan payment, it’s essential to contact us immediately. We offer flexible solutions, including the possibility of restructuring your payment plan or providing a grace period to help you get back on track. It's important to keep us informed, as missed payments can lead to additional fees or affect your credit.
Qualifying for a loan depends on several factors including your credit history, income, and the type of loan you are applying for. At Rocky Ridge Funding, we make the qualification process simple and transparent. Our team will evaluate your financial situation and provide guidance on the necessary documentation. If needed, we will work with you to improve your credit profile or financial standing,
The approval time for loans at Rocky Ridge Funding typically ranges from hours to a few days, depending on the complexity of the loan and the documents required. We prioritize quick processing without compromising on thorough evaluations. Once you submit your application and necessary documentation, our team works efficiently to review and approve your loan.
Interest rates vary depending on the type of loan, your credit profile, and market conditions. We strive to offer competitive rates while ensuring that our terms are fair and affordable. Our loan advisors will walk you through the different interest rate options available to you, allowing you to make an informed decision. Additionally, we offer flexible repayment terms to suit your financial situation.
The approval time for loans at Rocky Ridge Funding typically ranges from hours to a few days, depending on the complexity of the loan and the documents required. We prioritize quick processing without compromising on thorough evaluations. Once you submit your application and necessary documentation, our team works efficiently to review and approve your loan.
Interest rates vary depending on the type of loan, your credit profile, and market conditions. We strive to offer competitive rates while ensuring that our terms are fair and affordable. Our loan advisors will walk you through the different interest rate options available to you, allowing you to make an informed decision. Additionally, we offer flexible repayment terms to suit your financial situation.
Qualifying for a loan depends on several factors including your credit history, income, and the type of loan you are applying for. At Rocky Ridge Funding, we make the qualification process simple and transparent. Our team will evaluate your financial situation and provide guidance on the necessary documentation. If needed, we will work with you to improve your credit profile or financial standing,
The approval time for loans at Rocky Ridge Funding typically ranges from hours to a few days, depending on the complexity of the loan and the documents required. We prioritize quick processing without compromising on thorough evaluations. Once you submit your application and necessary documentation, our team works efficiently to review and approve your loan.
At Rocky Ridge Funding, we understand that financial setbacks can happen. If you miss a loan payment, it’s essential to contact us immediately. We offer flexible solutions, including the possibility of restructuring your payment plan or providing a grace period to help you get back on track. It's important to keep us informed, as missed payments can lead to additional fees or affect your credit.
The approval time for loans at Rocky Ridge Funding typically ranges from hours to a few days, depending on the complexity of the loan and the documents required. We prioritize quick processing without compromising on thorough evaluations. Once you submit your application and necessary documentation, our team works efficiently to review and approve your loan.
